Health Insurance
To Get A Insurance Quote Select Your State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming	Insurance News - Insurance Company Rating - Insurance Fraud Insurance Company - State Department of Insurance - Glossary
Health Insurance Life Insurance Car Insurance Home Insurance Dental Insurance Travel Insurance Pet Insurance Disability Insurance Farmers Insurance Motorcycle Insurance Business Insurance Renters Insurance Mobile Home Insurance Title Insurance Mortgage Insurance Cobra Insurance Estate Planning Annuities Longterm Care Insurance Medicare Medigap Insurance Flood Insurance Earthquake Insurance Liability Insurance Insurance Agent Home Page About Us Contact Us insbuyer.com	Health Insurance Point-of-Service (POS) "Managed Care" A Point-of-Service plan is a little more least restrictive type of managed care. Point-of Service plans like PPO's have made arrangements for lower fees with a network of health care providers and give their policyholders a financial incentive to stay within that network. However, Point-of-service plans introduce the gatekeeper, or Primary Care Physician. You'll need to choose your primary care physician (PCP) from among the plan's network of doctors. As with the PPO, you can choose to go out of network and still get some kind of coverage. In order to get a referral to a specialist, though, you usually must go through your PCP. You can still choose to refer yourself, but it'll mean more hassles and more money coming out of your pocket. If your PCP refers you to a doctor who is out of the network, the plan should pick up most of the cost. But if you refer yourself out, then you'll probably have to deal with more paperwork and a smaller reimbursement. You may also have to pay a deductible if you go outside the network. POS plans may also cover more preventive care services, and may even offer health improvement programs like workshops on nutrition and smoking cessation, and discounts at health clubs. Is a POS Wright For You? Rates and coverage vary form state to state so shop around on your own or talk to an independent insurance agent to make sure you get a plan that's right for you. For more information and rates on POS health insurance visit our specialist site below.
	Health Insurance Specialist Return to Health Insurance Home Page
	Advertising	Disclaimer