If you work out of your own home, you may need to
purchase additional homeowner's insurance. According to "Get a
Financial Life" (Simon & Schuster), "If you work at
home, your home office equipment is usually not covered by your
homeowner's policy. If the business is small, you can get additional
coverage by purchasing an endorsement. For larger business you will
have to purchase a separate policy." If you have any questions
about whether the business-related equipment you have at your home is
covered by your insurance, re-read the policy and contact your
insurance agent.